On Tuesday, Governor Schwarzenegger signed the legislation to establish the high-risk insurance program for people with pre-existing conditions that have been without insurance for at least six-months. In theory, this high-risk insurance pool would cover Californians until the prohibition for insurers to deny coverage to people with pre-existing conditions comes to fruition in 2014.
The Managed Risk Medical Insurance Board of California has initiated the process to establish the high-risk pool by beginning to accept names of people that qualify. Apparently, the plan is to maintain a list of people who would like to be notified when the application forms become available (Dahlberg, Sacramento Bee, 6/30). There are not yet any insurance policies designed for this pool or applications for entrance.
According to the San Francisco Chronicle, the program itself would draw down about $761 million in federal funding and has the potential to extend coverage to 25,000 – 30,000 Californians, a positive step towards coverage and access (AP/San Francisco Chronicle, 6/29). It remains to be seen how this increase in insurance coverage will affect primary care providers and their abilities to serve this newly covered population.
